Cost to Own
United StatesPennsylvaniaBerks CountyRobesonia Population 2,081 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Robesonia, Pennsylvania

A $201,000 home here costs

$1,792

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $1,033. The real number is $758 higher every month — 73% more than the payment most buyers budget for.

Robesonia median: $200,800
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $160,800 borrowed $1,033
Property tax1.564% effective rate for Robesonia itself $262
Homeowners insurancePennsylvania averages $1,014/yr (NAIC), or 0.401% of home value $67
Electricity21.55¢/kWh — Pennsylvania residential average, EIA $194
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $168
Total monthly $1,792

Robesonia against Berks County and Pennsylvania

MeasureRobesoniaBerks County
Median home value$200,800$239,700
Median property tax$3,140$4,238
Effective tax rate1.564%1.768%
Median gross rent$896$1,143
Population2,081429,989

The weather behind that power bill

Robesonia sits in Berks County, which averages a high of 86.4°F in its hottest month and a low of 21.8°F in its coldest, with 47.36" of precipitation a year and 31% of it in a single three-month stretch. That climate drives 981 cooling and 5,293 heating degree days, which is what sets the $194 electricity line above.

See the full climate breakdown for Berks County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Berks County

Full Berks County cost breakdown · Every county in Pennsylvania

Common questions

How much does it cost to own a home in Robesonia?

A $201,000 home in Robesonia, Pennsylvania costs approximately $1,792 per month with 20% down at 6.66%. That is $1,033 principal and interest, $262 property tax, $67 homeowners insurance, $262 utilities and $168 set aside for maintenance.

What is the property tax rate in Robesonia?

Robesonia has an effective property tax rate of 1.564%, based on a median home value of $200,800 and median real estate taxes of $3,140. That is lower than the Berks County average of 1.768%.

What is the average home price in Robesonia?

The median owner-occupied home value in Robesonia, Pennsylvania is $200,800, against $239,700 across Berks County.

Is it cheaper to rent or buy in Robesonia?

Median gross rent in Robesonia is $896 a month, against $1,792 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Robesonia — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Pennsylvania.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology