Cost to Own
United StatesPennsylvaniaLancaster CountyReinholds Population 2,226 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Reinholds, Pennsylvania

A $238,000 home here costs

$2,122

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $1,224. The real number is $898 higher every month — 73% more than the payment most buyers budget for.

Reinholds median: $237,900
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $190,400 borrowed $1,224
Property tax1.807% effective rate for Reinholds itself $358
Homeowners insurancePennsylvania averages $1,014/yr (NAIC), or 0.401% of home value $80
Electricity21.55¢/kWh — Pennsylvania residential average, EIA $194
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $198
Total monthly $2,122

Reinholds against Lancaster County and Pennsylvania

MeasureReinholdsLancaster County
Median home value$237,900$279,400
Median property tax$4,299$3,941
Effective tax rate1.807%1.411%
Median gross rent$1,094$1,289
Population2,226555,151

The weather behind that power bill

Reinholds sits in Lancaster County, which averages a high of 87.0°F in its hottest month and a low of 22.2°F in its coldest, with 44.15" of precipitation a year and 29% of it in a single three-month stretch. That climate drives 1,030 cooling and 5,129 heating degree days, which is what sets the $194 electricity line above.

See the full climate breakdown for Lancaster County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Lancaster County

Full Lancaster County cost breakdown · Every county in Pennsylvania

Common questions

How much does it cost to own a home in Reinholds?

A $238,000 home in Reinholds, Pennsylvania costs approximately $2,122 per month with 20% down at 6.66%. That is $1,224 principal and interest, $358 property tax, $80 homeowners insurance, $262 utilities and $198 set aside for maintenance.

What is the property tax rate in Reinholds?

Reinholds has an effective property tax rate of 1.807%, based on a median home value of $237,900 and median real estate taxes of $4,299. That is higher than the Lancaster County average of 1.411%.

What is the average home price in Reinholds?

The median owner-occupied home value in Reinholds, Pennsylvania is $237,900, against $279,400 across Lancaster County.

Is it cheaper to rent or buy in Reinholds?

Median gross rent in Reinholds is $1,094 a month, against $2,122 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Reinholds — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Pennsylvania.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology