Cost to Own
United StatesCaliforniaLos Angeles CountyQuartz Hill Population 10,968 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Quartz Hill, California

A $456,000 home here costs

$3,452

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $2,344. The real number is $1,108 higher every month — 47% more than the payment most buyers budget for.

Quartz Hill median: $455,500
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $364,800 borrowed $2,344
Property tax0.764% effective rate for Quartz Hill itself $290
Homeowners insuranceCalifornia averages $1,403/yr (NAIC), or 0.186% of home value $71
Electricity33.25¢/kWh — California residential average, EIA $299
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $380
Total monthly $3,452

Quartz Hill against Los Angeles County and California

MeasureQuartz HillLos Angeles County
Median home value$455,500$783,300
Median property tax$3,481$5,438
Effective tax rate0.764%0.694%
Median gross rent$1,469$1,893
Population10,9689,848,406

The weather behind that power bill

Quartz Hill sits in Los Angeles County, which averages a high of 88.9°F in its hottest month and a low of 44.2°F in its coldest, with 13.91" of precipitation a year and 67% of it in a single three-month stretch. That climate drives 1,481 cooling and 1,400 heating degree days, which is what sets the $299 electricity line above.

See the full climate breakdown for Los Angeles County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Los Angeles County

Full Los Angeles County cost breakdown · Every county in California

Common questions

How much does it cost to own a home in Quartz Hill?

A $456,000 home in Quartz Hill, California costs approximately $3,452 per month with 20% down at 6.66%. That is $2,344 principal and interest, $290 property tax, $71 homeowners insurance, $367 utilities and $380 set aside for maintenance.

What is the property tax rate in Quartz Hill?

Quartz Hill has an effective property tax rate of 0.764%, based on a median home value of $455,500 and median real estate taxes of $3,481. That is higher than the Los Angeles County average of 0.694%.

What is the average home price in Quartz Hill?

The median owner-occupied home value in Quartz Hill, California is $455,500, against $783,300 across Los Angeles County.

Is it cheaper to rent or buy in Quartz Hill?

Median gross rent in Quartz Hill is $1,469 a month, against $3,452 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Quartz Hill — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for California.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology