Cost to Own
United StatesConnecticutWestern Connecticut Planning RegionPoplar Plains Population 1,203 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Poplar Plains, Connecticut

A $1,210,000 home here costs

$8,826

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $6,221. The real number is $2,605 higher every month — 42% more than the payment most buyers budget for.

Poplar Plains median: $1,210,200
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $968,000 borrowed $6,221
Property tax0.826% effective rate for Poplar Plains itself $833
Homeowners insuranceConnecticut averages $1,651/yr (NAIC), or 0.446% of home value $450
Electricity27.37¢/kWh — Connecticut residential average, EIA $246
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $1,008
Total monthly $8,826

Poplar Plains against Western Connecticut Planning Region and Connecticut

MeasurePoplar PlainsWestern Connecticut Planning Region
Median home value$1,210,200$625,400
Median property tax$10,001$9,222
Effective tax rate0.826%1.475%
Median gross rent$2,060
Population1,203621,232

The weather behind that power bill

Poplar Plains sits in Western Connecticut Planning Region, which averages a high of 82.4°F in its hottest month and a low of 18.1°F in its coldest, with 48.03" of precipitation a year and 29% of it in a single three-month stretch. That climate drives 594 cooling and 6,158 heating degree days, which is what sets the $246 electricity line above.

See the full climate breakdown for Western Connecticut Planning Region — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Western Connecticut Planning Region

Full Western Connecticut Planning Region cost breakdown · Every county in Connecticut

Common questions

How much does it cost to own a home in Poplar Plains?

A $1,210,000 home in Poplar Plains, Connecticut costs approximately $8,826 per month with 20% down at 6.66%. That is $6,221 principal and interest, $833 property tax, $450 homeowners insurance, $314 utilities and $1,008 set aside for maintenance.

What is the property tax rate in Poplar Plains?

Poplar Plains has an effective property tax rate of 0.826%, based on a median home value of $1,210,200 and median real estate taxes of $10,001. That is lower than the Western Connecticut Planning Region average of 1.475%.

What is the average home price in Poplar Plains?

The median owner-occupied home value in Poplar Plains, Connecticut is $1,210,200, against $625,400 across Western Connecticut Planning Region.

Is it cheaper to rent or buy in Poplar Plains?

Rent data is not published for Poplar Plains at this level of detail.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Poplar Plains — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Connecticut.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology