Cost to Own
United StatesOhioHamilton CountyPleasant Run Farm Population 4,390 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Pleasant Run Farm, Ohio

A $215,000 home here costs

$1,877

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $1,105. The real number is $772 higher every month — 70% more than the payment most buyers budget for.

Pleasant Run Farm median: $215,400
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $172,000 borrowed $1,105
Property tax1.502% effective rate for Pleasant Run Farm itself $269
Homeowners insuranceOhio averages $920/yr (NAIC), or 0.446% of home value $80
Electricity19.52¢/kWh — Ohio residential average, EIA $175
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $179
Total monthly $1,877

Pleasant Run Farm against Hamilton County and Ohio

MeasurePleasant Run FarmHamilton County
Median home value$215,400$225,700
Median property tax$3,235$3,461
Effective tax rate1.502%1.533%
Median gross rent$1,061$1,005
Population4,390827,878

The weather behind that power bill

Pleasant Run Farm sits in Hamilton County, which averages a high of 86.6°F in its hottest month and a low of 23.6°F in its coldest, with 43.4" of precipitation a year and 32% of it in a single three-month stretch. That climate drives 1,126 cooling and 4,804 heating degree days, which is what sets the $175 electricity line above.

See the full climate breakdown for Hamilton County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Hamilton County

Full Hamilton County cost breakdown · Every county in Ohio

Common questions

How much does it cost to own a home in Pleasant Run Farm?

A $215,000 home in Pleasant Run Farm, Ohio costs approximately $1,877 per month with 20% down at 6.66%. That is $1,105 principal and interest, $269 property tax, $80 homeowners insurance, $243 utilities and $179 set aside for maintenance.

What is the property tax rate in Pleasant Run Farm?

Pleasant Run Farm has an effective property tax rate of 1.502%, based on a median home value of $215,400 and median real estate taxes of $3,235. That is lower than the Hamilton County average of 1.533%.

What is the average home price in Pleasant Run Farm?

The median owner-occupied home value in Pleasant Run Farm, Ohio is $215,400, against $225,700 across Hamilton County.

Is it cheaper to rent or buy in Pleasant Run Farm?

Median gross rent in Pleasant Run Farm is $1,061 a month, against $1,877 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Pleasant Run Farm — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Ohio.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology