Cost to Own
United StatesVirginiaFairfax CountyNewington Forest Population 12,434 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Newington Forest, Virginia

A $586,000 home here costs

$4,368

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $3,013. The real number is $1,356 higher every month — 45% more than the payment most buyers budget for.

Newington Forest median: $586,400
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $468,800 borrowed $3,013
Property tax1.018% effective rate for Newington Forest itself $497
Homeowners insuranceVirginia averages $1,199/yr (NAIC), or 0.295% of home value $144
Electricity17.61¢/kWh — Virginia residential average, EIA $158
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $488
Total monthly $4,368

Newington Forest against Fairfax County and Virginia

MeasureNewington ForestFairfax County
Median home value$586,400$699,700
Median property tax$5,967$7,072
Effective tax rate1.018%1.011%
Median gross rent$2,649$2,230
Population12,4341,144,474

The weather behind that power bill

Newington Forest sits in Fairfax County, which averages a high of 83.8°F in its hottest month and a low of 23.4°F in its coldest, with 43.57" of precipitation a year and 29% of it in a single three-month stretch. That climate drives 964 cooling and 4,931 heating degree days, which is what sets the $158 electricity line above.

See the full climate breakdown for Fairfax County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Fairfax County

Full Fairfax County cost breakdown · Every county in Virginia

Common questions

How much does it cost to own a home in Newington Forest?

A $586,000 home in Newington Forest, Virginia costs approximately $4,368 per month with 20% down at 6.66%. That is $3,013 principal and interest, $497 property tax, $144 homeowners insurance, $226 utilities and $488 set aside for maintenance.

What is the property tax rate in Newington Forest?

Newington Forest has an effective property tax rate of 1.018%, based on a median home value of $586,400 and median real estate taxes of $5,967. That is in line with the Fairfax County average of 1.011%.

What is the average home price in Newington Forest?

The median owner-occupied home value in Newington Forest, Virginia is $586,400, against $699,700 across Fairfax County.

Is it cheaper to rent or buy in Newington Forest?

Median gross rent in Newington Forest is $2,649 a month, against $4,368 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Newington Forest — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Virginia.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology