Cost to Own
United StatesFloridaHillsborough CountyMango Population 13,037 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Mango, Florida

A $223,000 home here costs

$1,797

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $1,146. The real number is $651 higher every month — 57% more than the payment most buyers budget for.

Mango median: $223,300
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $178,400 borrowed $1,146
Property tax0.678% effective rate for Mango itself $126
Homeowners insuranceFlorida averages $2,437/yr (NAIC), or 0.725% of home value $135
Electricity15.17¢/kWh — Florida residential average, EIA $136
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $186
Total monthly $1,797

Mango against Hillsborough County and Florida

MeasureMangoHillsborough County
Median home value$223,300$333,300
Median property tax$1,514$2,787
Effective tax rate0.678%0.836%
Median gross rent$1,230$1,543
Population13,0371,489,634

The weather behind that power bill

Mango sits in Hillsborough County, which averages a high of 91.2°F in its hottest month and a low of 52.8°F in its coldest, with 49.48" of precipitation a year and 49% of it in a single three-month stretch. That climate drives 3,928 cooling and 433 heating degree days, which is what sets the $136 electricity line above.

See the full climate breakdown for Hillsborough County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Hillsborough County

Full Hillsborough County cost breakdown · Every county in Florida

Common questions

How much does it cost to own a home in Mango?

A $223,000 home in Mango, Florida costs approximately $1,797 per month with 20% down at 6.66%. That is $1,146 principal and interest, $126 property tax, $135 homeowners insurance, $204 utilities and $186 set aside for maintenance.

What is the property tax rate in Mango?

Mango has an effective property tax rate of 0.678%, based on a median home value of $223,300 and median real estate taxes of $1,514. That is lower than the Hillsborough County average of 0.836%.

What is the average home price in Mango?

The median owner-occupied home value in Mango, Florida is $223,300, against $333,300 across Hillsborough County.

Is it cheaper to rent or buy in Mango?

Median gross rent in Mango is $1,230 a month, against $1,797 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Mango — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Florida.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology