Cost to Own
United StatesPennsylvaniaAllegheny CountyLeetsdale Population 1,090 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Leetsdale, Pennsylvania

A $133,000 home here costs

$1,308

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $684. The real number is $625 higher every month — 91% more than the payment most buyers budget for.

Leetsdale median: $132,700
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $106,400 borrowed $684
Property tax1.873% effective rate for Leetsdale itself $208
Homeowners insurancePennsylvania averages $1,014/yr (NAIC), or 0.401% of home value $44
Electricity21.55¢/kWh — Pennsylvania residential average, EIA $194
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $111
Total monthly $1,308

Leetsdale against Allegheny County and Pennsylvania

MeasureLeetsdaleAllegheny County
Median home value$132,700$216,700
Median property tax$2,486$3,399
Effective tax rate1.873%1.569%
Median gross rent$963$1,111
Population1,0901,240,476

The weather behind that power bill

Leetsdale sits in Allegheny County, which averages a high of 83.0°F in its hottest month and a low of 22.3°F in its coldest, with 41.34" of precipitation a year and 30% of it in a single three-month stretch. That climate drives 826 cooling and 5,407 heating degree days, which is what sets the $194 electricity line above.

See the full climate breakdown for Allegheny County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Allegheny County

Full Allegheny County cost breakdown · Every county in Pennsylvania

Common questions

How much does it cost to own a home in Leetsdale?

A $133,000 home in Leetsdale, Pennsylvania costs approximately $1,308 per month with 20% down at 6.66%. That is $684 principal and interest, $208 property tax, $44 homeowners insurance, $262 utilities and $111 set aside for maintenance.

What is the property tax rate in Leetsdale?

Leetsdale has an effective property tax rate of 1.873%, based on a median home value of $132,700 and median real estate taxes of $2,486. That is higher than the Allegheny County average of 1.569%.

What is the average home price in Leetsdale?

The median owner-occupied home value in Leetsdale, Pennsylvania is $132,700, against $216,700 across Allegheny County.

Is it cheaper to rent or buy in Leetsdale?

Median gross rent in Leetsdale is $963 a month, against $1,308 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Leetsdale — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Pennsylvania.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology