Total monthly cost of ownership
Cost to Own a Home in Lansdowne, Maryland
A $202,000 home here costs
$1,731per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $1,038. The real number is $693 higher every month — 67% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Lansdowne against Baltimore County and Maryland
| Measure | Lansdowne | Baltimore County |
|---|---|---|
| Median home value | $201,500 | $330,000 |
| Median property tax | $2,516 | $3,645 |
| Effective tax rate | 1.249% | 1.105% |
| Median gross rent | $1,298 | $1,566 |
| Population | 8,879 | 849,586 |
The weather behind that power bill
Lansdowne sits in Baltimore County, which averages a high of 90.1°F in its hottest month and a low of 30.0°F in its coldest, with 43.73" of precipitation a year and 31% of it in a single three-month stretch. That climate drives 1,749 cooling and 3,859 heating degree days, which is what sets the $196 electricity line above.
See the full climate breakdown for Baltimore County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Baltimore County
Full Baltimore County cost breakdown · Every county in Maryland
Common questions
How much does it cost to own a home in Lansdowne?
A $202,000 home in Lansdowne, Maryland costs approximately $1,731 per month with 20% down at 6.66%. That is $1,038 principal and interest, $210 property tax, $51 homeowners insurance, $264 utilities and $168 set aside for maintenance.
What is the property tax rate in Lansdowne?
Lansdowne has an effective property tax rate of 1.249%, based on a median home value of $201,500 and median real estate taxes of $2,516. That is higher than the Baltimore County average of 1.105%.
What is the average home price in Lansdowne?
The median owner-occupied home value in Lansdowne, Maryland is $201,500, against $330,000 across Baltimore County.
Is it cheaper to rent or buy in Lansdowne?
Median gross rent in Lansdowne is $1,298 a month, against $1,731 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Lansdowne — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Maryland.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.