Cost to Own
United StatesWashingtonKing CountyLakeland North Population 14,664 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Lakeland North, Washington

A $502,000 home here costs

$3,712

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $2,581. The real number is $1,132 higher every month — 44% more than the payment most buyers budget for.

Lakeland North median: $501,600
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $401,600 borrowed $2,581
Property tax1.043% effective rate for Lakeland North itself $436
Homeowners insuranceWashington averages $1,001/yr (NAIC), or 0.178% of home value $74
Electricity14.95¢/kWh — Washington residential average, EIA $134
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $418
Total monthly $3,712

Lakeland North against King County and Washington

MeasureLakeland NorthKing County
Median home value$501,600$811,200
Median property tax$5,233$6,785
Effective tax rate1.043%0.836%
Median gross rent$2,227$2,035
Population14,6642,262,713

The weather behind that power bill

Lakeland North sits in King County, which averages a high of 76.7°F in its hottest month and a low of 35.3°F in its coldest, with 63.28" of precipitation a year and 42% of it in a single three-month stretch. That climate drives 151 cooling and 4,991 heating degree days, which is what sets the $134 electricity line above.

See the full climate breakdown for King County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in King County

Full King County cost breakdown · Every county in Washington

Common questions

How much does it cost to own a home in Lakeland North?

A $502,000 home in Lakeland North, Washington costs approximately $3,712 per month with 20% down at 6.66%. That is $2,581 principal and interest, $436 property tax, $74 homeowners insurance, $202 utilities and $418 set aside for maintenance.

What is the property tax rate in Lakeland North?

Lakeland North has an effective property tax rate of 1.043%, based on a median home value of $501,600 and median real estate taxes of $5,233. That is higher than the King County average of 0.836%.

What is the average home price in Lakeland North?

The median owner-occupied home value in Lakeland North, Washington is $501,600, against $811,200 across King County.

Is it cheaper to rent or buy in Lakeland North?

Median gross rent in Lakeland North is $2,227 a month, against $3,712 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Lakeland North — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Washington.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology