Cost to Own
United StatesMarylandPrince George's CountyKonterra Population 3,212 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Konterra, Maryland

A $513,000 home here costs

$4,092

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $2,637. The real number is $1,455 higher every month — 55% more than the payment most buyers budget for.

Konterra median: $512,500
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $410,400 borrowed $2,637
Property tax1.487% effective rate for Konterra itself $636
Homeowners insuranceMaryland averages $1,238/yr (NAIC), or 0.3% of home value $128
Electricity21.77¢/kWh — Maryland residential average, EIA $196
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $428
Total monthly $4,092

Konterra against Prince George's County and Maryland

MeasureKonterraPrince George's County
Median home value$512,500$404,300
Median property tax$7,620$4,662
Effective tax rate1.487%1.153%
Median gross rent$2,807$1,761
Population3,212955,584

The weather behind that power bill

Konterra sits in Prince George's County, which averages a high of 88.0°F in its hottest month and a low of 24.7°F in its coldest, with 45.01" of precipitation a year and 29% of it in a single three-month stretch. That climate drives 1,284 cooling and 4,546 heating degree days, which is what sets the $196 electricity line above.

See the full climate breakdown for Prince George's County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Prince George's County

Full Prince George's County cost breakdown · Every county in Maryland

Common questions

How much does it cost to own a home in Konterra?

A $513,000 home in Konterra, Maryland costs approximately $4,092 per month with 20% down at 6.66%. That is $2,637 principal and interest, $636 property tax, $128 homeowners insurance, $264 utilities and $428 set aside for maintenance.

What is the property tax rate in Konterra?

Konterra has an effective property tax rate of 1.487%, based on a median home value of $512,500 and median real estate taxes of $7,620. That is higher than the Prince George's County average of 1.153%.

What is the average home price in Konterra?

The median owner-occupied home value in Konterra, Maryland is $512,500, against $404,300 across Prince George's County.

Is it cheaper to rent or buy in Konterra?

Median gross rent in Konterra is $2,807 a month, against $4,092 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Konterra — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Maryland.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology