Cost to Own
United StatesFloridaPalm Beach CountyJuno Beach Population 3,835 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Juno Beach, Florida

A $644,000 home here costs

$4,920

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $3,311. The real number is $1,609 higher every month — 49% more than the payment most buyers budget for.

Juno Beach median: $644,400
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $515,200 borrowed $3,311
Property tax0.893% effective rate for Juno Beach itself $479
Homeowners insuranceFlorida averages $2,437/yr (NAIC), or 0.725% of home value $389
Electricity15.17¢/kWh — Florida residential average, EIA $136
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $537
Total monthly $4,920

Juno Beach against Palm Beach County and Florida

MeasureJuno BeachPalm Beach County
Median home value$644,400$407,300
Median property tax$5,754$3,600
Effective tax rate0.893%0.884%
Median gross rent$2,404$1,818
Population3,8351,507,453

The weather behind that power bill

Juno Beach sits in Palm Beach County, which averages a high of 90.0°F in its hottest month and a low of 57.9°F in its coldest, with 61.75" of precipitation a year and 37% of it in a single three-month stretch. That climate drives 4,166 cooling and 202 heating degree days, which is what sets the $136 electricity line above.

See the full climate breakdown for Palm Beach County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Palm Beach County

Full Palm Beach County cost breakdown · Every county in Florida

Common questions

How much does it cost to own a home in Juno Beach?

A $644,000 home in Juno Beach, Florida costs approximately $4,920 per month with 20% down at 6.66%. That is $3,311 principal and interest, $479 property tax, $389 homeowners insurance, $204 utilities and $537 set aside for maintenance.

What is the property tax rate in Juno Beach?

Juno Beach has an effective property tax rate of 0.893%, based on a median home value of $644,400 and median real estate taxes of $5,754. That is in line with the Palm Beach County average of 0.884%.

What is the average home price in Juno Beach?

The median owner-occupied home value in Juno Beach, Florida is $644,400, against $407,300 across Palm Beach County.

Is it cheaper to rent or buy in Juno Beach?

Median gross rent in Juno Beach is $2,404 a month, against $4,920 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Juno Beach — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Florida.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology