Cost to Own
United StatesCaliforniaSan Diego CountyHidden Meadows Population 3,899 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Hidden Meadows, California

A $830,000 home here costs

$6,034

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $4,267. The real number is $1,767 higher every month — 41% more than the payment most buyers budget for.

Hidden Meadows median: $830,000
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $664,000 borrowed $4,267
Property tax0.838% effective rate for Hidden Meadows itself $580
Homeowners insuranceCalifornia averages $1,403/yr (NAIC), or 0.186% of home value $129
Electricity33.25¢/kWh — California residential average, EIA $299
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $692
Total monthly $6,034

Hidden Meadows against San Diego County and California

MeasureHidden MeadowsSan Diego County
Median home value$830,000$791,600
Median property tax$6,955$5,542
Effective tax rate0.838%0.700%
Median gross rent$2,307$2,154
Population3,8993,282,782

The weather behind that power bill

Hidden Meadows sits in San Diego County, which averages a high of 90.8°F in its hottest month and a low of 35.6°F in its coldest, with 14.65" of precipitation a year and 62% of it in a single three-month stretch. That climate drives 957 cooling and 2,329 heating degree days, which is what sets the $299 electricity line above.

See the full climate breakdown for San Diego County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in San Diego County

Full San Diego County cost breakdown · Every county in California

Common questions

How much does it cost to own a home in Hidden Meadows?

A $830,000 home in Hidden Meadows, California costs approximately $6,034 per month with 20% down at 6.66%. That is $4,267 principal and interest, $580 property tax, $129 homeowners insurance, $367 utilities and $692 set aside for maintenance.

What is the property tax rate in Hidden Meadows?

Hidden Meadows has an effective property tax rate of 0.838%, based on a median home value of $830,000 and median real estate taxes of $6,955. That is higher than the San Diego County average of 0.700%.

What is the average home price in Hidden Meadows?

The median owner-occupied home value in Hidden Meadows, California is $830,000, against $791,600 across San Diego County.

Is it cheaper to rent or buy in Hidden Meadows?

Median gross rent in Hidden Meadows is $2,307 a month, against $6,034 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Hidden Meadows — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for California.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology