Cost to Own
United StatesFloridaPinellas CountyGreenbriar Population 2,344 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Greenbriar, Florida

A $305,000 home here costs

$2,375

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $1,568. The real number is $807 higher every month — 51% more than the payment most buyers budget for.

Greenbriar median: $304,700
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $244,000 borrowed $1,568
Property tax0.647% effective rate for Greenbriar itself $164
Homeowners insuranceFlorida averages $2,437/yr (NAIC), or 0.725% of home value $184
Electricity15.17¢/kWh — Florida residential average, EIA $136
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $254
Total monthly $2,375

Greenbriar against Pinellas County and Florida

MeasureGreenbriarPinellas County
Median home value$304,700$319,000
Median property tax$1,972$2,324
Effective tax rate0.647%0.729%
Median gross rent$2,222$1,525
Population2,344960,565

The weather behind that power bill

Greenbriar sits in Pinellas County, which averages a high of 90.6°F in its hottest month and a low of 52.5°F in its coldest, with 53.62" of precipitation a year and 51% of it in a single three-month stretch. That climate drives 3,701 cooling and 447 heating degree days, which is what sets the $136 electricity line above.

See the full climate breakdown for Pinellas County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Pinellas County

Full Pinellas County cost breakdown · Every county in Florida

Common questions

How much does it cost to own a home in Greenbriar?

A $305,000 home in Greenbriar, Florida costs approximately $2,375 per month with 20% down at 6.66%. That is $1,568 principal and interest, $164 property tax, $184 homeowners insurance, $204 utilities and $254 set aside for maintenance.

What is the property tax rate in Greenbriar?

Greenbriar has an effective property tax rate of 0.647%, based on a median home value of $304,700 and median real estate taxes of $1,972. That is lower than the Pinellas County average of 0.729%.

What is the average home price in Greenbriar?

The median owner-occupied home value in Greenbriar, Florida is $304,700, against $319,000 across Pinellas County.

Is it cheaper to rent or buy in Greenbriar?

Median gross rent in Greenbriar is $2,222 a month, against $2,375 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Greenbriar — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Florida.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology