Cost to Own
United StatesMissouriSt. Louis CountyGlasgow Village Population 5,491 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Glasgow Village, Missouri

A $70,000 home here costs

$759

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $360. The real number is $399 higher every month — 111% more than the payment most buyers budget for.

Glasgow Village median: $69,600
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $56,000 borrowed $360
Property tax1.944% effective rate for Glasgow Village itself $113
Homeowners insuranceMissouri averages $1,340/yr (NAIC), or 0.625% of home value $36
Electricity13.68¢/kWh — Missouri residential average, EIA $123
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $58
Total monthly $759

Glasgow Village against St. Louis County and Missouri

MeasureGlasgow VillageSt. Louis County
Median home value$69,600$260,700
Median property tax$1,353$3,193
Effective tax rate1.944%1.225%
Median gross rent$1,113$1,164
Population5,491996,618

The weather behind that power bill

Glasgow Village sits in St. Louis County, which averages a high of 89.6°F in its hottest month and a low of 23.8°F in its coldest, with 41.7" of precipitation a year and 34% of it in a single three-month stretch. That climate drives 1,713 cooling and 4,433 heating degree days, which is what sets the $123 electricity line above.

See the full climate breakdown for St. Louis County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in St. Louis County

Full St. Louis County cost breakdown · Every county in Missouri

Common questions

How much does it cost to own a home in Glasgow Village?

A $70,000 home in Glasgow Village, Missouri costs approximately $759 per month with 20% down at 6.66%. That is $360 principal and interest, $113 property tax, $36 homeowners insurance, $191 utilities and $58 set aside for maintenance.

What is the property tax rate in Glasgow Village?

Glasgow Village has an effective property tax rate of 1.944%, based on a median home value of $69,600 and median real estate taxes of $1,353. That is higher than the St. Louis County average of 1.225%.

What is the average home price in Glasgow Village?

The median owner-occupied home value in Glasgow Village, Missouri is $69,600, against $260,700 across St. Louis County.

Is it cheaper to rent or buy in Glasgow Village?

Median gross rent in Glasgow Village is $1,113 a month, against $759 to own the median home all in. Owning costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Glasgow Village — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Missouri.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology