Cost to Own
United StatesMarylandMontgomery CountyFriendship Heights Village Population 3,991 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Friendship Heights Village, Maryland

A $473,000 home here costs

$3,567

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $2,432. The real number is $1,135 higher every month — 47% more than the payment most buyers budget for.

Friendship Heights Village median: $473,400
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $378,400 borrowed $2,432
Property tax0.911% effective rate for Friendship Heights Village itself $359
Homeowners insuranceMaryland averages $1,238/yr (NAIC), or 0.3% of home value $118
Electricity21.77¢/kWh — Maryland residential average, EIA $196
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $394
Total monthly $3,567

Friendship Heights Village against Montgomery County and Maryland

MeasureFriendship Heights VillageMontgomery County
Median home value$473,400$615,200
Median property tax$4,313$5,341
Effective tax rate0.911%0.868%
Median gross rent$2,342$2,030
Population3,9911,057,586

The weather behind that power bill

Friendship Heights Village sits in Montgomery County, which averages a high of 87.1°F in its hottest month and a low of 26.9°F in its coldest, with 41.32" of precipitation a year and 28% of it in a single three-month stretch. That climate drives 1,279 cooling and 4,455 heating degree days, which is what sets the $196 electricity line above.

See the full climate breakdown for Montgomery County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Montgomery County

Full Montgomery County cost breakdown · Every county in Maryland

Common questions

How much does it cost to own a home in Friendship Heights Village?

A $473,000 home in Friendship Heights Village, Maryland costs approximately $3,567 per month with 20% down at 6.66%. That is $2,432 principal and interest, $359 property tax, $118 homeowners insurance, $264 utilities and $394 set aside for maintenance.

What is the property tax rate in Friendship Heights Village?

Friendship Heights Village has an effective property tax rate of 0.911%, based on a median home value of $473,400 and median real estate taxes of $4,313. That is higher than the Montgomery County average of 0.868%.

What is the average home price in Friendship Heights Village?

The median owner-occupied home value in Friendship Heights Village, Maryland is $473,400, against $615,200 across Montgomery County.

Is it cheaper to rent or buy in Friendship Heights Village?

Median gross rent in Friendship Heights Village is $2,342 a month, against $3,567 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Friendship Heights Village — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Maryland.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology