Cost to Own
United StatesVirginiaFairfax CountyFloris Population 7,135 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Floris, Virginia

A $844,000 home here costs

$6,189

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $4,339. The real number is $1,850 higher every month — 43% more than the payment most buyers budget for.

Floris median: $843,600
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $675,200 borrowed $4,339
Property tax1.013% effective rate for Floris itself $712
Homeowners insuranceVirginia averages $1,199/yr (NAIC), or 0.295% of home value $207
Electricity17.61¢/kWh — Virginia residential average, EIA $158
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $703
Total monthly $6,189

Floris against Fairfax County and Virginia

MeasureFlorisFairfax County
Median home value$843,600$699,700
Median property tax$8,543$7,072
Effective tax rate1.013%1.011%
Median gross rent$3,166$2,230
Population7,1351,144,474

The weather behind that power bill

Floris sits in Fairfax County, which averages a high of 83.8°F in its hottest month and a low of 23.4°F in its coldest, with 43.57" of precipitation a year and 29% of it in a single three-month stretch. That climate drives 964 cooling and 4,931 heating degree days, which is what sets the $158 electricity line above.

See the full climate breakdown for Fairfax County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Fairfax County

Full Fairfax County cost breakdown · Every county in Virginia

Common questions

How much does it cost to own a home in Floris?

A $844,000 home in Floris, Virginia costs approximately $6,189 per month with 20% down at 6.66%. That is $4,339 principal and interest, $712 property tax, $207 homeowners insurance, $226 utilities and $703 set aside for maintenance.

What is the property tax rate in Floris?

Floris has an effective property tax rate of 1.013%, based on a median home value of $843,600 and median real estate taxes of $8,543. That is in line with the Fairfax County average of 1.011%.

What is the average home price in Floris?

The median owner-occupied home value in Floris, Virginia is $843,600, against $699,700 across Fairfax County.

Is it cheaper to rent or buy in Floris?

Median gross rent in Floris is $3,166 a month, against $6,189 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Floris — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Virginia.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology