Cost to Own
United StatesPennsylvaniaAllegheny CountyEast Pittsburgh Population 1,822 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in East Pittsburgh, Pennsylvania

A $72,000 home here costs

$862

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $370. The real number is $491 higher every month — 133% more than the payment most buyers budget for.

East Pittsburgh median: $72,300
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $57,600 borrowed $370
Property tax2.426% effective rate for East Pittsburgh itself $146
Homeowners insurancePennsylvania averages $1,014/yr (NAIC), or 0.401% of home value $24
Electricity21.55¢/kWh — Pennsylvania residential average, EIA $194
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $60
Total monthly $862

East Pittsburgh against Allegheny County and Pennsylvania

MeasureEast PittsburghAllegheny County
Median home value$72,300$216,700
Median property tax$1,754$3,399
Effective tax rate2.426%1.569%
Median gross rent$768$1,111
Population1,8221,240,476

The weather behind that power bill

East Pittsburgh sits in Allegheny County, which averages a high of 83.0°F in its hottest month and a low of 22.3°F in its coldest, with 41.34" of precipitation a year and 30% of it in a single three-month stretch. That climate drives 826 cooling and 5,407 heating degree days, which is what sets the $194 electricity line above.

See the full climate breakdown for Allegheny County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Allegheny County

Full Allegheny County cost breakdown · Every county in Pennsylvania

Common questions

How much does it cost to own a home in East Pittsburgh?

A $72,000 home in East Pittsburgh, Pennsylvania costs approximately $862 per month with 20% down at 6.66%. That is $370 principal and interest, $146 property tax, $24 homeowners insurance, $262 utilities and $60 set aside for maintenance.

What is the property tax rate in East Pittsburgh?

East Pittsburgh has an effective property tax rate of 2.426%, based on a median home value of $72,300 and median real estate taxes of $1,754. That is higher than the Allegheny County average of 1.569%.

What is the average home price in East Pittsburgh?

The median owner-occupied home value in East Pittsburgh, Pennsylvania is $72,300, against $216,700 across Allegheny County.

Is it cheaper to rent or buy in East Pittsburgh?

Median gross rent in East Pittsburgh is $768 a month, against $862 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for East Pittsburgh — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Pennsylvania.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology