Cost to Own
United StatesPennsylvaniaAllegheny CountyEast McKeesport Population 2,063 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in East McKeesport, Pennsylvania

A $80,000 home here costs

$955

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $411. The real number is $544 higher every month — 132% more than the payment most buyers budget for.

East McKeesport median: $80,000
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $64,000 borrowed $411
Property tax2.833% effective rate for East McKeesport itself $189
Homeowners insurancePennsylvania averages $1,014/yr (NAIC), or 0.401% of home value $27
Electricity21.55¢/kWh — Pennsylvania residential average, EIA $194
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $67
Total monthly $955

East McKeesport against Allegheny County and Pennsylvania

MeasureEast McKeesportAllegheny County
Median home value$80,000$216,700
Median property tax$2,266$3,399
Effective tax rate2.833%1.569%
Median gross rent$741$1,111
Population2,0631,240,476

The weather behind that power bill

East McKeesport sits in Allegheny County, which averages a high of 83.0°F in its hottest month and a low of 22.3°F in its coldest, with 41.34" of precipitation a year and 30% of it in a single three-month stretch. That climate drives 826 cooling and 5,407 heating degree days, which is what sets the $194 electricity line above.

See the full climate breakdown for Allegheny County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Allegheny County

Full Allegheny County cost breakdown · Every county in Pennsylvania

Common questions

How much does it cost to own a home in East McKeesport?

A $80,000 home in East McKeesport, Pennsylvania costs approximately $955 per month with 20% down at 6.66%. That is $411 principal and interest, $189 property tax, $27 homeowners insurance, $262 utilities and $67 set aside for maintenance.

What is the property tax rate in East McKeesport?

East McKeesport has an effective property tax rate of 2.833%, based on a median home value of $80,000 and median real estate taxes of $2,266. That is higher than the Allegheny County average of 1.569%.

What is the average home price in East McKeesport?

The median owner-occupied home value in East McKeesport, Pennsylvania is $80,000, against $216,700 across Allegheny County.

Is it cheaper to rent or buy in East McKeesport?

Median gross rent in East McKeesport is $741 a month, against $955 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for East McKeesport — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Pennsylvania.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology