Cost to Own
United StatesPennsylvaniaAllegheny CountyDuquesne Population 5,186 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Duquesne, Pennsylvania

A $58,000 home here costs

$715

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $298. The real number is $417 higher every month — 140% more than the payment most buyers budget for.

Duquesne median: $57,500
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $46,400 borrowed $298
Property tax1.807% effective rate for Duquesne itself $87
Homeowners insurancePennsylvania averages $1,014/yr (NAIC), or 0.401% of home value $19
Electricity21.55¢/kWh — Pennsylvania residential average, EIA $194
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $48
Total monthly $715

Duquesne against Allegheny County and Pennsylvania

MeasureDuquesneAllegheny County
Median home value$57,500$216,700
Median property tax$1,039$3,399
Effective tax rate1.807%1.569%
Median gross rent$725$1,111
Population5,1861,240,476

The weather behind that power bill

Duquesne sits in Allegheny County, which averages a high of 83.0°F in its hottest month and a low of 22.3°F in its coldest, with 41.34" of precipitation a year and 30% of it in a single three-month stretch. That climate drives 826 cooling and 5,407 heating degree days, which is what sets the $194 electricity line above.

See the full climate breakdown for Allegheny County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Allegheny County

Full Allegheny County cost breakdown · Every county in Pennsylvania

Common questions

How much does it cost to own a home in Duquesne?

A $58,000 home in Duquesne, Pennsylvania costs approximately $715 per month with 20% down at 6.66%. That is $298 principal and interest, $87 property tax, $19 homeowners insurance, $262 utilities and $48 set aside for maintenance.

What is the property tax rate in Duquesne?

Duquesne has an effective property tax rate of 1.807%, based on a median home value of $57,500 and median real estate taxes of $1,039. That is higher than the Allegheny County average of 1.569%.

What is the average home price in Duquesne?

The median owner-occupied home value in Duquesne, Pennsylvania is $57,500, against $216,700 across Allegheny County.

Is it cheaper to rent or buy in Duquesne?

Median gross rent in Duquesne is $725 a month, against $715 to own the median home all in. Owning costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Duquesne — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Pennsylvania.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology