Cost to Own
United StatesVirginiaFairfax CountyDranesville Population 11,860 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Dranesville, Virginia

A $713,000 home here costs

$5,232

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $3,666. The real number is $1,567 higher every month — 43% more than the payment most buyers budget for.

Dranesville median: $713,100
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $570,400 borrowed $3,666
Property tax0.961% effective rate for Dranesville itself $571
Homeowners insuranceVirginia averages $1,199/yr (NAIC), or 0.295% of home value $175
Electricity17.61¢/kWh — Virginia residential average, EIA $158
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $594
Total monthly $5,232

Dranesville against Fairfax County and Virginia

MeasureDranesvilleFairfax County
Median home value$713,100$699,700
Median property tax$6,850$7,072
Effective tax rate0.961%1.011%
Median gross rent$3,105$2,230
Population11,8601,144,474

The weather behind that power bill

Dranesville sits in Fairfax County, which averages a high of 83.8°F in its hottest month and a low of 23.4°F in its coldest, with 43.57" of precipitation a year and 29% of it in a single three-month stretch. That climate drives 964 cooling and 4,931 heating degree days, which is what sets the $158 electricity line above.

See the full climate breakdown for Fairfax County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Fairfax County

Full Fairfax County cost breakdown · Every county in Virginia

Common questions

How much does it cost to own a home in Dranesville?

A $713,000 home in Dranesville, Virginia costs approximately $5,232 per month with 20% down at 6.66%. That is $3,666 principal and interest, $571 property tax, $175 homeowners insurance, $226 utilities and $594 set aside for maintenance.

What is the property tax rate in Dranesville?

Dranesville has an effective property tax rate of 0.961%, based on a median home value of $713,100 and median real estate taxes of $6,850. That is lower than the Fairfax County average of 1.011%.

What is the average home price in Dranesville?

The median owner-occupied home value in Dranesville, Virginia is $713,100, against $699,700 across Fairfax County.

Is it cheaper to rent or buy in Dranesville?

Median gross rent in Dranesville is $3,105 a month, against $5,232 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Dranesville — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Virginia.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology