Cost to Own
United StatesWashingtonSnohomish CountyDarrington Population 1,397 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Darrington, Washington

A $373,000 home here costs

$2,649

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $1,918. The real number is $731 higher every month — 38% more than the payment most buyers budget for.

Darrington median: $373,300
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $298,400 borrowed $1,918
Property tax0.524% effective rate for Darrington itself $163
Homeowners insuranceWashington averages $1,001/yr (NAIC), or 0.178% of home value $55
Electricity14.95¢/kWh — Washington residential average, EIA $134
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $311
Total monthly $2,649

Darrington against Snohomish County and Washington

MeasureDarringtonSnohomish County
Median home value$373,300$644,600
Median property tax$1,955$5,121
Effective tax rate0.524%0.794%
Median gross rent$898$1,866
Population1,397834,648

The weather behind that power bill

Darrington sits in Snohomish County, which averages a high of 73.0°F in its hottest month and a low of 36.0°F in its coldest, with 33.37" of precipitation a year and 40% of it in a single three-month stretch. That climate drives 97 cooling and 5,039 heating degree days, which is what sets the $134 electricity line above.

See the full climate breakdown for Snohomish County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Snohomish County

Full Snohomish County cost breakdown · Every county in Washington

Common questions

How much does it cost to own a home in Darrington?

A $373,000 home in Darrington, Washington costs approximately $2,649 per month with 20% down at 6.66%. That is $1,918 principal and interest, $163 property tax, $55 homeowners insurance, $202 utilities and $311 set aside for maintenance.

What is the property tax rate in Darrington?

Darrington has an effective property tax rate of 0.524%, based on a median home value of $373,300 and median real estate taxes of $1,955. That is lower than the Snohomish County average of 0.794%.

What is the average home price in Darrington?

The median owner-occupied home value in Darrington, Washington is $373,300, against $644,600 across Snohomish County.

Is it cheaper to rent or buy in Darrington?

Median gross rent in Darrington is $898 a month, against $2,649 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Darrington — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Washington.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology