Cost to Own
United StatesGeorgiaChattahoochee CountyCusseta-Chattahoochee County unified government Population 9,181 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Cusseta-Chattahoochee County unified government, Georgia

A $100,000 home here costs

$934

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $514. The real number is $420 higher every month — 82% more than the payment most buyers budget for.

Cusseta-Chattahoochee County unified government median: $99,800
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $80,000 borrowed $514
Property tax0.990% effective rate for Cusseta-Chattahoochee County unified government itself $82
Homeowners insuranceGeorgia averages $1,466/yr (NAIC), or 0.521% of home value $43
Electricity15.84¢/kWh — Georgia residential average, EIA $142
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $83
Total monthly $934

Cusseta-Chattahoochee County unified government against Chattahoochee County and Georgia

MeasureCusseta-Chattahoochee County unified governmentChattahoochee County
Median home value$99,800$99,800
Median property tax$988$988
Effective tax rate0.990%0.990%
Median gross rent$1,235$1,235
Population9,1819,181

The weather behind that power bill

Cusseta-Chattahoochee County unified government sits in Chattahoochee County, which averages a high of 92.9°F in its hottest month and a low of 38.2°F in its coldest, with 48.82" of precipitation a year and 28% of it in a single three-month stretch. That climate drives 2,534 cooling and 1,942 heating degree days, which is what sets the $142 electricity line above.

See the full climate breakdown for Chattahoochee County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Chattahoochee County

No other places of this size are published in Chattahoochee County.

Full Chattahoochee County cost breakdown · Every county in Georgia

Common questions

How much does it cost to own a home in Cusseta-Chattahoochee County unified government?

A $100,000 home in Cusseta-Chattahoochee County unified government, Georgia costs approximately $934 per month with 20% down at 6.66%. That is $514 principal and interest, $82 property tax, $43 homeowners insurance, $210 utilities and $83 set aside for maintenance.

What is the property tax rate in Cusseta-Chattahoochee County unified government?

Cusseta-Chattahoochee County unified government has an effective property tax rate of 0.990%, based on a median home value of $99,800 and median real estate taxes of $988. That is in line with the Chattahoochee County average of 0.990%.

What is the average home price in Cusseta-Chattahoochee County unified government?

The median owner-occupied home value in Cusseta-Chattahoochee County unified government, Georgia is $99,800, against $99,800 across Chattahoochee County.

Is it cheaper to rent or buy in Cusseta-Chattahoochee County unified government?

Median gross rent in Cusseta-Chattahoochee County unified government is $1,235 a month, against $934 to own the median home all in. Owning costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Cusseta-Chattahoochee County unified government — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Georgia.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology