Cost to Own
United StatesNew YorkWestchester CountyCrompond Population 2,144 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Crompond, New York

A $557,000 home here costs

$4,621

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $2,864. The real number is $1,758 higher every month — 61% more than the payment most buyers budget for.

Crompond median: $556,500
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $445,600 borrowed $2,864
Property tax1.797% effective rate for Crompond itself $834
Homeowners insuranceNew York averages $1,455/yr (NAIC), or 0.264% of home value $123
Electricity29.93¢/kWh — New York residential average, EIA $269
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $464
Total monthly $4,621

Crompond against Westchester County and New York

MeasureCrompondWestchester County
Median home value$556,500$638,400
Median property tax$10,001$10,001
Effective tax rate1.797%1.567%
Median gross rent$1,876
Population2,144996,888

The weather behind that power bill

Crompond sits in Westchester County, which averages a high of 83.2°F in its hottest month and a low of 22.4°F in its coldest, with 47.75" of precipitation a year and 29% of it in a single three-month stretch. That climate drives 787 cooling and 5,492 heating degree days, which is what sets the $269 electricity line above.

See the full climate breakdown for Westchester County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Westchester County

Full Westchester County cost breakdown · Every county in New York

Common questions

How much does it cost to own a home in Crompond?

A $557,000 home in Crompond, New York costs approximately $4,621 per month with 20% down at 6.66%. That is $2,864 principal and interest, $834 property tax, $123 homeowners insurance, $337 utilities and $464 set aside for maintenance.

What is the property tax rate in Crompond?

Crompond has an effective property tax rate of 1.797%, based on a median home value of $556,500 and median real estate taxes of $10,001. That is higher than the Westchester County average of 1.567%.

What is the average home price in Crompond?

The median owner-occupied home value in Crompond, New York is $556,500, against $638,400 across Westchester County.

Is it cheaper to rent or buy in Crompond?

Rent data is not published for Crompond at this level of detail.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Crompond — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for New York.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology