Cost to Own
United StatesWashingtonPierce CountyCrocker Population 1,173 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Crocker, Washington

A $296,000 home here costs

$2,340

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $1,522. The real number is $818 higher every month — 54% more than the payment most buyers budget for.

Crocker median: $296,400
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $236,800 borrowed $1,522
Property tax1.317% effective rate for Crocker itself $325
Homeowners insuranceWashington averages $1,001/yr (NAIC), or 0.178% of home value $44
Electricity14.95¢/kWh — Washington residential average, EIA $134
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $247
Total monthly $2,340

Crocker against Pierce County and Washington

MeasureCrockerPierce County
Median home value$296,400$484,400
Median property tax$3,904$4,555
Effective tax rate1.317%0.940%
Median gross rent$1,722
Population1,173924,106

The weather behind that power bill

Crocker sits in Pierce County, which averages a high of 76.5°F in its hottest month and a low of 32.9°F in its coldest, with 45.13" of precipitation a year and 42% of it in a single three-month stretch. That climate drives 120 cooling and 5,397 heating degree days, which is what sets the $134 electricity line above.

See the full climate breakdown for Pierce County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Pierce County

Full Pierce County cost breakdown · Every county in Washington

Common questions

How much does it cost to own a home in Crocker?

A $296,000 home in Crocker, Washington costs approximately $2,340 per month with 20% down at 6.66%. That is $1,522 principal and interest, $325 property tax, $44 homeowners insurance, $202 utilities and $247 set aside for maintenance.

What is the property tax rate in Crocker?

Crocker has an effective property tax rate of 1.317%, based on a median home value of $296,400 and median real estate taxes of $3,904. That is higher than the Pierce County average of 0.940%.

What is the average home price in Crocker?

The median owner-occupied home value in Crocker, Washington is $296,400, against $484,400 across Pierce County.

Is it cheaper to rent or buy in Crocker?

Rent data is not published for Crocker at this level of detail.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Crocker — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Washington.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology