Cost to Own
United StatesPennsylvaniaAllegheny CountyBridgeville Population 4,737 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Bridgeville, Pennsylvania

A $158,000 home here costs

$1,464

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $812. The real number is $652 higher every month — 80% more than the payment most buyers budget for.

Bridgeville median: $157,700
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $126,400 borrowed $812
Property tax1.564% effective rate for Bridgeville itself $206
Homeowners insurancePennsylvania averages $1,014/yr (NAIC), or 0.401% of home value $53
Electricity21.55¢/kWh — Pennsylvania residential average, EIA $194
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $132
Total monthly $1,464

Bridgeville against Allegheny County and Pennsylvania

MeasureBridgevilleAllegheny County
Median home value$157,700$216,700
Median property tax$2,467$3,399
Effective tax rate1.564%1.569%
Median gross rent$933$1,111
Population4,7371,240,476

The weather behind that power bill

Bridgeville sits in Allegheny County, which averages a high of 83.0°F in its hottest month and a low of 22.3°F in its coldest, with 41.34" of precipitation a year and 30% of it in a single three-month stretch. That climate drives 826 cooling and 5,407 heating degree days, which is what sets the $194 electricity line above.

See the full climate breakdown for Allegheny County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Allegheny County

Full Allegheny County cost breakdown · Every county in Pennsylvania

Common questions

How much does it cost to own a home in Bridgeville?

A $158,000 home in Bridgeville, Pennsylvania costs approximately $1,464 per month with 20% down at 6.66%. That is $812 principal and interest, $206 property tax, $53 homeowners insurance, $262 utilities and $132 set aside for maintenance.

What is the property tax rate in Bridgeville?

Bridgeville has an effective property tax rate of 1.564%, based on a median home value of $157,700 and median real estate taxes of $2,467. That is in line with the Allegheny County average of 1.569%.

What is the average home price in Bridgeville?

The median owner-occupied home value in Bridgeville, Pennsylvania is $157,700, against $216,700 across Allegheny County.

Is it cheaper to rent or buy in Bridgeville?

Median gross rent in Bridgeville is $933 a month, against $1,464 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Bridgeville — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Pennsylvania.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology