Cost to Own
United StatesCaliforniaLos Angeles CountyAgua Dulce Population 2,768 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Agua Dulce, California

A $908,000 home here costs

$6,436

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $4,668. The real number is $1,768 higher every month — 38% more than the payment most buyers budget for.

Agua Dulce median: $907,600
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $726,400 borrowed $4,668
Property tax0.666% effective rate for Agua Dulce itself $504
Homeowners insuranceCalifornia averages $1,403/yr (NAIC), or 0.186% of home value $141
Electricity33.25¢/kWh — California residential average, EIA $299
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $757
Total monthly $6,436

Agua Dulce against Los Angeles County and California

MeasureAgua DulceLos Angeles County
Median home value$907,600$783,300
Median property tax$6,049$5,438
Effective tax rate0.666%0.694%
Median gross rent$3,406$1,893
Population2,7689,848,406

The weather behind that power bill

Agua Dulce sits in Los Angeles County, which averages a high of 88.9°F in its hottest month and a low of 44.2°F in its coldest, with 13.91" of precipitation a year and 67% of it in a single three-month stretch. That climate drives 1,481 cooling and 1,400 heating degree days, which is what sets the $299 electricity line above.

See the full climate breakdown for Los Angeles County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Los Angeles County

Full Los Angeles County cost breakdown · Every county in California

Common questions

How much does it cost to own a home in Agua Dulce?

A $908,000 home in Agua Dulce, California costs approximately $6,436 per month with 20% down at 6.66%. That is $4,668 principal and interest, $504 property tax, $141 homeowners insurance, $367 utilities and $757 set aside for maintenance.

What is the property tax rate in Agua Dulce?

Agua Dulce has an effective property tax rate of 0.666%, based on a median home value of $907,600 and median real estate taxes of $6,049. That is lower than the Los Angeles County average of 0.694%.

What is the average home price in Agua Dulce?

The median owner-occupied home value in Agua Dulce, California is $907,600, against $783,300 across Los Angeles County.

Is it cheaper to rent or buy in Agua Dulce?

Median gross rent in Agua Dulce is $3,406 a month, against $6,436 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Agua Dulce — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for California.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology